CMS Extends Open Enrollment Period for Marketplace

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In an announcement dated September 17, 2021, the Centers for Medicare & Medicaid Services (CMS) announced that the Open Enrollment Period (OEP) for Marketplace would extended an extra 30 days. Consumers can now review and choose health plans beginning on November 1 and lasting until January 15, 2022. The move was made under President Biden’s directive as a way to use the Affordable Care Act to expand health insurance coverage to more Americans and make it easier and more affordable to obtain coverage.

“Health care is a basic human right, and the Biden-Harris Administration is committed to making health coverage more accessible than ever. With the Affordable Care Act and the American Rescue Plan, the President has brought affordable health coverage to millions—many of whom now have insurance for the first time.” - CMS Administrator Chiquita Brooks-LaSure.

Thanks to the American Rescue Plan signed by President Biden:

  • Premium tax credits are available to anyone paying more than 8.5% of their family’s household income towards their premiums at 8.5%, based on the cost of the benchmark plan.

  • Premiums after new savings will decrease, on average, by $50 per person per month or by $85 per policy per month.

  • Four out of five enrollees will be able to find a plan for $10 or less/month after premium tax credits, and over 50% will be able to find a Silver plan for $10 or less.

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